Mackinaw City: Housing & Real Estate
The median Mackinaw City home is valued at $224,300 (estimated market value runs 16% higher at $260,425), with median rent $865 (1.3× below Emmet County median $1,112; 1.3× below Michigan median $1,129). Homeownership rate: 66.9%. That's 1.4× below the Emmet County median ($315,700); about the same as the Michigan median ($231,600). Market is warm. Vacancy rate 50.6%. New construction makes up 5.6% of stock. A municipal building code is in effect.
- 5.3× annual income — home value vs. household income (vs Michigan 3.0×).
- 21.6 years to break even renting at the median (vs Michigan 15y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 17% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $224,300 — 1.2× the Michigan median ($193,400). Median rent $865/month. homeownership rate 66.9% — near the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 5.3× |
|---|---|
| Affordability · Rent To Income Pct | 24.7% |
| Affordability · Interpretation | expensive |
| Fair Market Rent · Studio rent | $746 (vs Michigan $1,009) |
| Fair Market Rent · One-bedroom rent | $803 (vs Michigan $1,122) |
| Fair Market Rent · Two-bedroom rent | $1,054 (vs Michigan $1,411) |
| Fair Market Rent · Three-bedroom rent | $1,264 (vs Michigan $1,724) |
| Fair Market Rent · Four-bedroom rent | $1,403 (vs Michigan $1,868) |
| Fair Market Rent · HUD FMR area | Cheboygan County, MI |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $260,425 |
| Median Home Value | $224,300 (vs Michigan $193,400) |
| Median Rent | $865 (vs Michigan $1,101) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 50.6% |
| Housing Market · New construction (% of stock) | 5.6% |
| Housing Market · Price Appreciation 2Yr | 6.6% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (2)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Michigan median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Michigan median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Michigan median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 5.3% (vs Michigan 60.4%) |
| Broadband · Broadband-capable premises | 965 |
| Electricity · Electricity rate (¢/kWh) | 19.30¢/kWh |
| Electricity · Customers | 4516367 |
| Electricity · Revenue Millions | $6,466 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 0.438596491 (vs Michigan 100.0%) |
| Mobile Broadband · 5G mobile coverage | 0.438596491 (vs Michigan 100.0%) |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 9 |
|---|---|
| Ev Charging · Public Stations | 9 |
| Ev Charging · L2 Ports | 16 |
| Ev Charging · Dc Fast Ports | 19 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 66.9% (vs Michigan 65.9%) |
|---|---|
| Median Year Built | 1972 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12