Mackinaw City: Economy & Jobs
Earnings in Mackinaw City center on a median $42,031 (1.9× below Emmet County median $78,112; 1.7× below Michigan median $72,875), with homes at a median value of $224,300. The surrounding county supports 6,140 jobs (avg $47,915).
- $62,647 avg taxable income per return — higher than the median household income (vs Michigan $69,437).
Income & Affordability
Median household income $42,031 — below the Michigan median ($64,354). Poverty rate 16.4% (U.S. average ~12.5%).
| Affordability · Price To Income Ratio | 5.3× |
|---|---|
| Affordability · Rent To Income Pct | 24.7% |
| Affordability · Interpretation | expensive |
| Irs Income · IRS tax returns filed | $13,440 |
| Irs Income · Total Adjusted Gross Income (thousands) | $841,977 |
| Irs Income · Average AGI per return | $62,647 (vs Michigan $69,437) |
| Irs Income · Year | 2022 |
| Income Estimate | $46,191 |
| Median Household Income | $42,031 (vs Michigan $64,354) |
| Poverty Rate | 16.4% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | service_economy |
|---|---|
| Economic Character · Top Industry | Arts Food |
| Economic Character · Income Level | working-class |
| Economic Character · Median Income | $42,031 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 9.6% — above the U.S. average of ~4%. 10% work from home (U.S. average ~15%).
| Commuter Profile · Work From Home Pct | 10.4% |
|---|---|
| Commuter Profile · Primary Mode | drove alone |
| Employment · Avg annual employment (county) | 6,140 |
| Employment · Total annual wages (county) | $294,196,352 |
| Employment · Average annual pay | $47,915 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 4,347,960 |
| Unemployment Rate | 9.6% (vs Michigan 3.7%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 6 |
|---|---|
| Agriculture · Land In Farms Acres | 288 |
| Agriculture · Avg Farm Size Acres | 48.00 |
| Agriculture · Top Commodities | Crop Totals, Field Crops, Other, Animal Totals, Maple Syrup, Cattle |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 759 |
| Business Patterns · Total Employees | 4,556 |
| Business Patterns · Annual Payroll Thousands | 214,340 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 8 |
|---|---|
| Local Businesses · Convenience Stores | 5 |
| Local Businesses · Liquor Stores | 6 |
| Local Businesses · Gas Stations | 11 |
| Local Businesses · General Merchandise | 5 |
| Local Businesses · Clothing Stores | 4 |
| Local Businesses · New Car Dealers | 4 |
| Local Businesses · Used Car Dealers | 4 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 40 |
|---|---|
| Dining Scene · Fast Food | 15 |
| Dining Scene · Bars | 8 |
| Dining Scene · Coffee Snacks | 14 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (1)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (2)
| Nearest Snap · Name | Next Door Food Store 5017 |
|---|---|
| Nearest Snap · Total In Area | 2 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | GREATER MACKINAW CITY CHAMBER OF COMMERCE INCORPORATED |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $229,465,045 |
|---|---|
| Federal Spending · Per Capita | 8,970.84 (vs Michigan $8,576) |
| Federal Spending · Population | 25,579 people (vs Michigan 45,758) |
Sources: USAspending API
Other
| Pct Drove Alone | 70.0% |
|---|---|
| Pct Public Transit | 8.6% |
| Pct Walked | 10.4% |
| Retirement Score · Median age | 49.1 years (vs Michigan 37.7y) |
| Retirement Score · Ss Household Pct | 42.1% |
| Retirement Score · Factors | older population, strong SS base |
| Retirement Score · Rating | fair |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12