St. Helen: Housing & Real Estate
St. Helen homes sell at a median $95,600 (estimated market value runs 9% higher at $103,728), with median rent $741 (about the same as Roscommon County median $776; 1.4× below Michigan median $1,027). Homeownership rate: 84.8%. That's 1.4× below the Roscommon County median ($133,400); 2.2× below the Michigan median ($206,419). Market is warm. Vacancy rate 44.9%. New construction makes up 0.2% of stock. A municipal building code is in effect.
- 2.1× annual income — home value vs. household income (vs Michigan 2.8×).
- 10.8 years to break even renting at the median (vs Michigan 17y).
- 4-BR rent is 2.4× a studio — rent gradient by unit size.
- Median rent 23% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $95,600 — 0.5× the Michigan median ($206,419). Median rent $741/month. homeownership rate 84.8% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 2.1× |
|---|---|
| Affordability · Rent To Income Pct | 19.8% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $689 |
| Fair Market Rent · One-bedroom rent | $742 |
| Fair Market Rent · Two-bedroom rent | $973 |
| Fair Market Rent · Three-bedroom rent | $1,242 |
| Fair Market Rent · Four-bedroom rent | $1,632 |
| Fair Market Rent · HUD FMR area | Roscommon County, MI |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $103,728 |
| Median Home Value | $95,600 (vs Michigan $206,419) |
| Median Rent | $741 (vs Michigan $1,027) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 44.9% |
| Housing Market · New construction (% of stock) | 0.2% |
| Housing Market · Price Appreciation 2Yr | 12.1% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (3)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% |
| Broadband · Broadband-capable premises | 2,989 |
| Electricity · Electricity rate (¢/kWh) | 19.30¢/kWh |
| Electricity · Customers | 4,516,367 |
| Electricity · Revenue Millions | $6,466 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 71% |
| Mobile Home Parks Detail · County total | 3 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 84.8% |
|---|---|
| Median Year Built | 1971 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12