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Midland: Economy & Jobs

$73,325 is the median household income in Midland (1.1× below Midland County median $77,705; about the same as Michigan median $72,875), with homes at a median value of $203,900. The surrounding county supports 34,112 jobs (avg $54,617).

Income & Affordability

Median household income $73,325 — above the Michigan median ($64,354). Poverty rate 10.3% (U.S. average ~12.5%).

Affordability · Price To Income Ratio2.8×
Affordability · Rent To Income Pct17.2%
Affordability · AffordableYes
Affordability · Interpretationvery affordable
Irs Income · IRS tax returns filed$53,200
Irs Income · Total Adjusted Gross Income (thousands)$3,262,988
Irs Income · Average AGI per return$61,334 (vs Michigan $69,437)
Irs Income · Year2022
Income Estimate$85,356
Median Household Income$73,325 (vs Michigan $64,354)
Poverty Rate10.3%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcewhite_collar
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$73,325

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 2.5% — below the U.S. average of ~4%. 13% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min20.00
Commuter Profile · Work From Home Pct12.6%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)34,112
Employment · Total annual wages (county)$1,863,106,800
Employment · Average annual pay$54,617
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment4,347,960
Unemployment Rate2.5% (vs Michigan 3.7%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms35
Agriculture · Land In Farms Acres34,325
Agriculture · Avg Farm Size Acres980.70
Agriculture · Top CommoditiesCrop Totals, Grain, Corn, Soybeans, Vegetable Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)2,029
Business Patterns · Total Employees28,314
Business Patterns · Annual Payroll Thousands1,382,194
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores20
Local Businesses · Convenience Stores16
Local Businesses · Liquor Stores16
Local Businesses · Gas Stations33
Local Businesses · General Merchandise21
Local Businesses · Pet Stores3
Local Businesses · Electronics Stores3
Local Businesses · Paint Hardware3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants65
Dining Scene · Fast Food70
Dining Scene · Bars39
Dining Scene · Coffee Snacks7

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (13)

1st State Bank
MIDLAND BRANCH · 400 Ashman St · 48640
Horizon Bank
EASTMAN AVENUE BRANCH · 5710 Eastman Ave · 48640
The Huntington National Bank
MIDLAND FINANCIAL CENTER BRANCH · 1709 N Saginaw Rd · 48640
The Huntington National Bank
LARKIN TOWNSHIP BRANCH · 6711 N Jefferson Rd · 48642
The Huntington National Bank
MIDLAND PRIVATE BANKING BRANCH · 235 E Main St · 48640
Isabella Bank
MIDLAND BRANCH · 2222 N Saginaw Rd · 48640
Isabella Bank
MIDLAND EAST BRANCH · 210 S Saginaw Rd · 48640
The Huntington National Bank
MIDLAND MAIN DRIVE THRU BRANCH · 310 W Larkin St · 48640
Horizon Bank
CIRCLE BRANCH · 2910 Jefferson Ave · 48640
PNC Bank, National Association
EASTMAN AVENUE BRANCH · 5200 Eastman Ave · 48640
Mercantile Bank
MIDLAND BRANCH · 109 E Main St · 48640
Fifth Third Bank, National Association
EASTMAN-SAGINAW ROAD BRANCH · 1616 N Saginaw Rd · 48640
Fifth Third Bank, National Association
MIDLAND BANKING CENTER BRANCH · 321 S Saginaw Rd · 48640

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Walmart 2619
Super Store · 910 Joe Mann Blvd
Meijer Inc 108
Super Store · 7300 Eastman Ave
Next Door Food Store 5042
Convenience Store · 3520 Isabella St
JACK'S FRUIT MARKET INC
Super Store · 2000 S Saginaw Rd
LALONDE FOODS
Supermarket · 4007 Jefferson Ave
Nearest Snap · NameWalmart 2619
Nearest Snap · Total In Area55

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameMIDLAND AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$881,103,144
Federal Spending · Per Capita8,483.89 (vs Michigan $8,576)
Federal Spending · Population103,856 people (vs Michigan 45,758)

Sources: USAspending API

Other

Job Training · Total count1
Pct Drove Alone76.1%
Pct Public Transit1.4%
Pct Walked12.6%
Retirement Score · Median age39.3 years (vs Michigan 37.7y)
Retirement Score · Ss Household Pct36.3%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · AffordableYes
Retirement Score · Factorsstrong SS base, hospital access, VA nearby, affordable
Retirement Score · Ratingexcellent

Sources: IRS BMF keyword search · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12