St. Johns: Housing & Real Estate
The median St. Johns home is valued at $192,400 (estimated market value runs 24% higher at $239,324), with median rent $887 (1.2× below Clinton County median $1,022; 1.2× below Michigan median $1,027). Homeownership rate: 69.7%. That's 1.2× below the Clinton County median ($226,000); 1.1× below the Michigan median ($206,419). Market is warm. Vacancy rate 6.8%. New construction makes up 5.0% of stock. 1 nursing facility on file. A municipal building code is in effect.
- 2.8× annual income — home value vs. household income (vs Michigan 2.8×).
- 18.1 years to break even renting at the median (vs Michigan 17y).
- 4-BR rent is 1.7× a studio — rent gradient by unit size.
- Median rent 30% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $192,400 — 0.9× the Michigan median ($206,419). Median rent $887/month. homeownership rate 69.7% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 2.8× |
|---|---|
| Affordability · Rent To Income Pct | 15.5% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $973 |
| Fair Market Rent · One-bedroom rent | $1,012 |
| Fair Market Rent · Two-bedroom rent | $1,268 |
| Fair Market Rent · Three-bedroom rent | $1,627 |
| Fair Market Rent · Four-bedroom rent | $1,679 |
| Fair Market Rent · HUD FMR area | Lansing-East Lansing, MI MSA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $239,324 |
| Median Home Value | $192,400 (vs Michigan $206,419) |
| Median Rent | $887 (vs Michigan $1,027) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 6.8% |
| Housing Market · New construction (% of stock) | 5.0% |
| Housing Market · Price Appreciation 2Yr | 9.8% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (2)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 36.4% |
| Broadband · Broadband-capable premises | 3,862 |
| Electricity · Electricity rate (¢/kWh) | 19.30¢/kWh |
| Electricity · Customers | 4,516,367 |
| Electricity · Revenue Millions | $6,466 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 12 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 69.7% |
|---|---|
| Median Year Built | 1967 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12