Housing & Real Estate — Bay City, Michigan
Overview
| Total Housing Units | 16,173 |
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| Occupied | 14,557 |
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| Vacant | 1,616 |
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| Owner-Occupied | 9,968 |
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| Renter-Occupied | 4,589 |
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| Median Home Value (Census) | $97,600 |
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| Estimated 2026 | ~$118,000 |
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| Median Rent | $739/mo |
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| Median Property Tax | $1,764/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | N/A |
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| Rent as % of Income | N/A% |
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| Severely Rent-Burdened | 37.0% |
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Housing Age
| Built 2010 or later | 338 |
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| Built 2000-2009 | 372 |
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| Built 1990-1999 | 451 |
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| Built before 1960 | 11,877 |
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| Median Year Built | 1940 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
